What are Three Creative Ways that You Can Pay for a Funeral After the Sudden Death of a Loved One?

The sudden death of a loved one can upturn your whole life, especially if you were close or a caregiver. Unfortunately, death, while inevitable, is also unpredictable, which means you have to expect the unexpected, always. Not everyone prepares for their death financially, so sometimes it’s up to loved ones to pay for a funeral after someone suddenly passes away. Funerary and cremation services in Skaneateles, NY can be expensive, but it’s important to shop around and develop a quick budget to determine what you can and cannot spend when laying a loved one to rest.

In this article, you have three “creative” (functional and effective) ideas for paying for a funeral after the sudden death of a loved one. Hopefully, one of these suggestions helps you gather the funds needed for peace of mind.

1) Split the Responsibility of Funeral Costs with Other Loved Ones

You can either 1) outright ask other loved ones to split the costs of a funeral with you or 2) collect insurance money towards the costs of a funeral. Either way, you don’t have to do it alone. The average funeral can cost anywhere from $2,000 to $7,500, depending on the services you ask for.

There’s also the option of a prepaid funeral plan. This is for someone before they pass away. You could set one up for yourself, or encourage another loved one to do the same, but you cover the cost of your own funeral services in preparation for your death. It’s a good way to give your family and friends peace of mind, while also taking responsibility for your own end-of-life expenses. This way, even if your death is sudden, the funeral costs are still paid for.

2) Use Social Media Platforms to Gather Funds

Don’t be afraid to ask for donations towards funeral costs. There are plenty of social media platforms where you can set up fund pages, then post the links into your status messages in askance of donations. If this is your preferred route, make sure you use the “about” section of a funds page to explain what happened. Detail who your loved one was, how they passed away, and who they leave behind. People that donate want to feel connected to the person they are donating to.

You could also take out a small loan or credit card to cover funeral costs for the time being. This option allows you to pay the bill over time, but still be able to completely cover funerary expenses right now.

3) Ask the Funeral Home if They Accept Payment Plans

Many funeral homes are understanding of sudden deaths that leave you in financial binds. Some will work with you to come up with a payment plan that you can contribute to every month, like a bill. Funerary and cremation services can be affordable, but you have to shop around to compare funeral home and disposition method prices to find the best deal that works for your specific budget.

You can learn more about cremation services in Skaneateles, NY. Talk to us at Bagozzi Twins Funeral Home, Inc.. to schedule a consultation and learn about cremation services/funeral home services. Visit our office in New York or call our location.